your-money

Which one makes more sense for you depends on where you are in life and how much you earn - at least that’s what my husband and I are learning as we talk about how much to put into our RRSPs this year versus our TFSAs.

Unwise as this might be, there are a few things that dramatically increase my level of happiness - and it’s hard to put a price on that.

According to this lecture by Joseph F. Coughlin at MIT’s AgeLab, developed economies like Canada and the US have rapidly aging populations as the Baby Boomer generation hits 65 and starts to retire. The thing is, women live longer so, in just a few short years, we’re going to outnumber men...

Each January, I try to use any extra time to give my working self a bit of TLC - call it a career tune-up if you will. I take time to clear my desk, connect with people and to think about the year ahead and what I want to do with it.

I just about fell over when I opened our hydro bill last month - the bill was quite a bit higher than it was last year. The point is, we need to trim our energy use, not just hydro but our heating bills too. And as someone who’s used to flipping the heat up and down whenever it suits me, this is going to be a challenge.