Did you earn six figures when you were in your 20s? Did you own a home? If your answer to both questions is no, then you might want to that to tell your kids.
Chatelaine
You know all those neat features on your mortgage that will allow you to get that sucker paid off lickety-split? How many of them have you taken advantage of?
We just came back from a two-week holiday in Florida. It was lovely and we got used to the sound of the waves, the heat and the bright sunshine. We also got used to watching men and women in their 70s and 80s pack grocery bags and carry them out to our car.
How many articles of clothing do you throw away each year that could be salvaged with a little effort?
A few months ago, I wrote about how I hate clipping coupons — in fact, it's one of the top things I said I won't do in the name of frugality. But lately I’ve been rethinking my position.