Cheddar, pepper and potato bake

Ingredients

• 1 cup sour cream
• 284-mL can undiluted condensed cream of potato or cream of mushroom soup
• 1/2 cup butter , melted
• 1 tbsp paprika , optional
• 1/2 tsp salt
• 1/2 tsp fresh-ground black pepper
• 1-kg pkg frozen country-style hash browns
• 1 jalapeno , optional
• 1 red bell pepper , coarsely chopped
• 1 green bell pepper , coarsely chopped
• 1 large onion , chopped
• 1 cup chopped cooked ham , optional
• 2 cups grated cheddar