expenses

You want enough cash to cover the necessities and that pair of killer heels. But you'll need a plan. Don't worry — budgets don't have to be complicated. Here's how to do it in just four easy steps

The cardio-heavy payday shuffle is the norm for millions of Canadians who struggle to stay on top of their bills and expenses, but for young families the physical and emotional strain may be even greater. And according to a recent report nowhere in the nation is that more true than in the province of British Columbia.

I have a non-frugal confession to make. Each month, I spend more on workouts with my personal trainer than I do on cable, Internet and car payments combined.

Moving in with your significant other? Time to figure out how to bring your budgets together along with your furniture.

Whenever we talk about trimming back our budgets we end up targeting stuff like coffee, lunches out and cable television. We’ve cast these as wasteful, pointless things that simply bring us pleasure but no long-term payback.