Trend: Retro wools
Choose a versatile dress that gets a cold-weather update by layering basics like turtlenecks and opaque hose.
On Harry: Rugger shirt, $118; Vest, $128; Pants, $298. All Gant, 1-800-652-9839. Bass shoes, $100, Town Shoes.
$100: Bow tie, $68, Brooks Brothers.
On Lucy: Sand dress, $650, The Bay. Bag, $348, J.Crew. Tights, $18,
Under $100: ring, $30,
K.Amato. Bracelet, $70, Swarovski. Shoes, $39, Joe Fresh.